High net worth insurance is specialized coverage designed for Canadians with luxury homes, valuable collections, or complex lifestyles. Standard home insurance policies often leave dangerous gaps, especially if your property is worth over $1.5 million or you own fine art, jewelry, collector cars, or multiple residences.
If your assets fall into this category, it’s time to consider high net worth insurance to ensure everything you’ve worked for is fully protected.
You may need this type of coverage if:
Your home is valued at $1.5M or more (many clients closer to $2M+).
You own custom or luxury homes with unique architecture, imported finishes, or advanced smart technology.
You have valuable collections such as art, antiques, jewelry, wine, or rare vehicles.
You own multiple homes—cottages, vacation properties, or rental suites.
You want worldwide coverage for assets, liability, and travel.
Standard home or auto policies are designed for average risks, not high-value lifestyles. Here’s why high net worth insurance in Canada is different:
Higher Coverage Limits – Rebuild your luxury home to its original standard, not just “market average.”
Agreed Value Protection – Insure fine art, jewelry, and collector cars at their full appraised value.
Custom Solutions – Coverage tailored for luxury homes, collector vehicles, cottages, and more.
Specialized Claims Service – Fast, discreet, and experienced in handling complex high-value claims.
Worldwide Protection – Coverage follows you, whether at home or abroad.
With AIM Insurance, your policy may include:
Guaranteed Replacement Cost – Rebuild your home with original materials, no cost caps.
Scheduled Items – Fine art, jewelry, and collectibles covered at appraised value.
Luxury Vehicles – Collector cars, motorcycles, and boats included.
Liability Coverage – Higher limits, plus options for domestic staff, rental liability, and umbrella policies.
Cyber Protection – Safeguards against identity theft and cybercrime.
Vacation Homes – Protect all your properties under one policy.
Imagine owning a $3M luxury home with custom marble, smart-home automation, and a private wine cellar. A fire destroys part of the property. A standard policy may only cover a fraction of the true rebuild cost. With high net worth insurance, AIM Insurance ensures you’re compensated for the full value, including specialty finishes and collections.
Q: Do I need high net worth insurance if my home is just above $1.5M?
Yes. Standard policies often cap coverage well below true rebuild costs.
Q: What about jewelry and art?
These can be scheduled for their full appraised value with no depreciation.
Q: Can I bundle my home, auto, and collections?
Absolutely. Bundling can simplify your protection and unlock discounts.
100% Canadian owned and operated.
Personalized service—real brokers, not call centers.
Fast response: 1-minute average by phone, email, or social.
Discreet and confidential service for high-value clients.
Offices in Ontario, Alberta, and the Maritimes.
Don’t leave your luxury lifestyle underinsured. AIM Insurance specializes in high net worth insurance in Canada to protect what matters most.
📞 Call us today: 877-AIM-4TMW
🌐 Visit: www.theaim.ca
📍 Offices: Burlington, Brampton, Midland, Dunnville, Edmonton, Calgary, Moncton
Protect your lifestyle, safeguard your future—trust AIM Insurance.
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