Commercial General Liability Insurance in Canada

Commercial General Liability Insurance for Canadian Businesses

Commercial General Liability (CGL) insurance is one of the most important coverages for businesses operating in Canada. It protects your company from financial loss resulting from third-party bodily injury, property damage, and personal or advertising injury claims arising from your business operations.

At AIM Insurance, we help Canadian businesses secure tailored commercial general liability insurance designed to meet industry requirements, contractual obligations, and real-world risksโ€”without paying for unnecessary coverage.


What Does Commercial General Liability Insurance Cover?

A CGL policy helps protect your business when claims arise from everyday operations, whether on your premises, at a job site, or due to your products or completed work.

Core CGL Coverages Include:

Bodily Injury Liability

Coverage if a customer, client, or third party is injured due to your business activitiesโ€”such as slips, falls, or on-site accidents.

Property Damage Liability

Protection if your business accidentally damages someone elseโ€™s property, including leased premises.

Personal & Advertising Injury

Covers claims related to libel, slander, defamation, copyright infringement, or false advertising.

Products & Completed Operations

Coverage for claims arising from products you sell or work youโ€™ve completed after it leaves your control.

Tenantโ€™s Legal Liability

Protects your business if youโ€™re responsible for damage to rented or leased commercial space.


Why Commercial General Liability Insurance Is Essential

Legal Protection

Even minor claims can lead to expensive legal costs. CGL insurance helps cover defence costs, settlements, and judgments.

Contract & Lease Requirements

Many landlords, clients, lenders, and municipalities require proof of commercial general liability insurance before doing business with you.

Financial Stability

A single lawsuit can severely impact cash flow or threaten business survival. CGL insurance helps protect your bottom line.

Industry-Wide Coverage

From retail and construction to professional services and manufacturing, CGL insurance is essential across nearly all industries.


Who Needs Commercial General Liability Insurance?

Commercial general liability insurance is recommended for:

  • Small and medium-sized businesses

  • Contractors and trades

  • Retail stores and restaurants

  • Professional and consulting firms

  • Property managers and landlords

  • Manufacturers and distributors

  • Corporations operating across multiple locations

If your business interacts with the public, clients, vendors, or operates in leased space, CGL coverage is critical.


How AIM Insurance Builds the Right CGL Policy

At AIM Insurance, we take a consultative approach to liability coverage.

Our Process Includes:

  • Evaluating your operations and risk exposures

  • Determining appropriate coverage limits

  • Identifying exclusions and required endorsements

  • Ensuring compliance with provincial and industry regulations

  • Bundling CGL with property, cyber, or professional liability for added value

Our brokers compare multiple Canadian insurers to secure coverage that fits your businessโ€”not a one-size-fits-all policy.


Why Choose AIM Insurance?

  • 100% Canadian owned and operated

  • No call centres โ€” real brokers who know your business

  • Fast response time (average 1 minute)

  • Experience with complex and multi-industry risks

  • Customized commercial insurance solutions

  • Strong claims advocacy when it matters most


Get a Commercial General Liability Insurance Quote Today

Protect your business from unexpected liability claims with confidence. Contact AIM Insurance for a personalized Commercial General Liability Insurance quote tailored to your business needs.

๐Ÿ“ž Call 877-AIM-4TMW
๐ŸŒ Visit theaim.c

Share this post:
ยฉ 2026 Avon Insurance Management Inc. Managed by GraphixFlo
X-logo
cbn_logo_black
smartphonecrosschevron-leftchevron-right