Employment Practices

Covid has presented challenges in the workplace for all companies.  While there are many different opinions surrounding Covid, Vaccine mandates etc, we at AIM feel it is important to relay as much information to you, our clients, as possible surrounding the strains this has placed on operating your business.

Due to the complexity of the issues surrounding Covid and vaccination in the workplace. We think it is important for you to know that while we can’t discuss the legality of the questions at hand,  there have been many discussion surrounding the topic, and few are listed below:

We were recently asked by a client to discuss the ramifications of a vaccine mandate for employees.  While we cannot speak to anything outside of their physical insurance policy, we thought it would be prudent to remind all customers that a standard liability policy does not protect your company from suits being brought forth from allegations and lawsuits by employees who claim their legal rights have been violated. Employment Practices Liability exposures have expanded from discrimination or harassment brought by employees to include a wide range of evolving exposures including accessibility, gender issues and disputes over performance reviews and promotion.

Employment Practices Liability Insurance provides protection against many kinds of employee lawsuits, including claims related to sexual harassment and discrimination, wrongful termination or discipline, performance and promotion related disputes, emotional distress, and mismanagement of employee benefit plans.

If the coverage above is something you would like to hear more about, we would love to discuss it with you, so please give us a call, or send us an email and we would be happy to go over some coverage options with you.

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