You’ve spent countless hours rebuilding, customizing and shinning your ride– now you need a policy that’s meant just for classic, antique, and collectible cars. Before you head to that car show – before you even take her for a spin – you need proper coverage so you don’t lose your investment, or worse.
Did you know…?
The insurance market places different values on classic cars than it does on newer models – not to mention, you probably aren’t going to drive your ’57 Ford to work everyday. So, your coverage is different than it is for your regular use, everyday vehicle. Plus, standard insurance practices dictate that your classic car isn’t valued at true market worth. But what does that mean?
Well, if you’re involved in an accident with your collectible car, you might end up having to pay for some repairs out of pocket due to underinsurance or gaps in your policy. We will offer a 19A endorsement that will protect you for the appraised value of your vehicle. We get it. Restoring an old car takes a lot of time, money, and effort. This is why we have specialized policies just for classic cars, restorations, and everything in between. The best part is the customization of your policy. We take into account the vehicle’s value, how many kilometers it’s driven each year, and any other adjustments you’d like to make. Unlike the policy on your everyday car, you only have to pay for the coverage you need and none of what you don’t.