Car Insurance in Ontario is the only mandatory insurance coverage required by law. But why does a coverage that you have to have be a negative experience? Our goal is to AIM for the best experience possible for your buying experience. Auto insurance can protect you from a variety of things including Liability, damage to your vehicle, fire or theft, and even things like providing for a rental in the event of a claim. Car insurance can help protect you for the unavoidable incidents that can occur on todays busy roads. As traffic increases and there are more cars on the road, it is now more important than ever to make sure you have the right coverage to fit your needs and protect your assets.

Did you know there are a variety of factors that play into the pricing of your car insurance? Something as simple as the type of vehicle you drive can play differing roles on the pricing of your policy. Other factors can include, age, postal code, number of years you have been licensed and driving record – with things like tickets and claims impacting your pricing and coverage more than ever before. Did you know certain companies provide protection against your first at fault claim, or even your first ticket? If these coverage options are available and you are unaware it can lead to major problems in the event of a claim. There are so many factors when it comes to pricing auto insurance, you need to be aware of all your options to make sure you are getting the best auto insurance solution for you. Every company offers different discounts that could be available to you, but it is important that your insurance advisor knows where to look to find the best options for you. Ever reviewed your deductible structure? Did you know it can offer potential savings?

Thought about bundling your insurance before? Traditional markets can offer major discounts on auto insurance depending on the other lines of coverage you package together. Packaging not only offers discounts, but can also offer additional coverage options that may not be available on a stand alone basis. Our team members deal with a variety of insurers and specialize in finding the right product and pricing structure for your insurance needs.

Have recreational vehicles? These require auto insurance too! Whether you are trail riding on your Polaris or sledding on your ski-doo all vehicles that are licensed for the road require insurance coverage. Putting these vehicles on policies by themselves often means multiple policies, payment structures and carriers to try and remember. Instead, we can look to package these with the same carrier as your other vehicles, and even your home as a way to not only give you a one policy solution, but also leverage your insurance portfolio for possible additional savings.

When was the last time you reviewed your accident benefits coverage? Are you self-employed? Do you know how your work accident/health policy will respond in the event of an accident in a vehicle. A simple review of you’re accident benefits could present an area of need for you and/or your family. Coverage options are available in many different options, and are very affordable as an added layer of protection on your insurance policy. One phone call to our experts can lead to a complete review of your auto insurance to make sure you are comfortable and knowledgeable about the product you are buying, because your satisfaction is our number one AIM.