It’s important to insure all aspects of your life, from your home and car to your boats and other toys.
But today’s living means that, somehow or another, you’re probably online – and a lot. From online banking to bill payments, you can do pretty much everything using an internet-connected device, whether it’s your phone, laptop, or tablet. Every time you use your device, you could unwittingly expose vulnerabilities – personal or businesswise.
Enter the cyber attack.
A cyber attack is never expected, but when it comes, it’s not just an inconvenience – it can be downright expensive. If an attacker gets a hold of your personal banking information, they could get hundreds or thousands of dollars from your account and disappear. You might be able to recover, but it takes time.
If you own a business, a cyber attack is the ultimate attack. It poses an existential threat to your livelihood. If you sell products via an eCommerce site or you have a CRM database full of customer information, a breach of your system could significantly cripple your company, or worse.
Cyber attacks can occur at any time and through no fault of your own. The simple act of publishing any of your personal information online, say your phone number or email address, can be stolen and used by people posing as you or your business.
Whether you operate a multinational company, a small business from your home, or even a non-profit and you use any type of online tool to support your activities, you leave your organization open to hackers or other such online criminals. Corporate websites must meet certain information security measures, otherwise you run the risk of compromising your company’s proprietary data and client information. In the event this information is exposed, you must seek legal counsel regarding your liability for unprotected data.
Personal and business cyber insurance
Cyber insurance is a relatively new specialty coverage and it’s continuously evolving. But personal and business threats, including potential legal action against you or your business, is a reality you should consider.
While technology has made many aspects of our lives easier, it can be a double-edged sword. If you own a business, a majority of the assets you have reside within the data you collect. We can help you decide the best cyber insurance coverage specific to your organization.
Group Home Insurance
Depending on the specific coverage you choose, we can insure you for:
- Civil fines from proceedings related to security breaches
- Other legal or civil damages
- Costs associated with the notification of affected parties after a security breach
- PR expenses to help mitigate the damage a breach can have on your business And much more.
We AIM for Your Tomorrow
We know how important your personal information is to you, and we’ll strive to help you find the cyber insurance coverage that fits your life. Insuring your future is our business.