Overland water insurance coverage helps protect homeowners against damage caused by water entering their homes from the outside. Heavy rainfall or overflowing rivers are some examples of overland water risks. Did you know? Insurance coverage may not be automatically included in a standard home insurance policy. This type of coverage is especially important for…
Get ready, Canada. Winter is here once again. Did you know that when you winterize your home, you help to increase its energy efficiency? Here are some simple and inexpensive things you can do around the house to achieve real savings. Seal drafts Look for areas where drafts and air may be entering your home.…
A Soft Credit Check – When purchasing a homeowners insurance policy, you may be asked if the insurance company can use your credit score when determining your premium. But do you know the reason why? Will an insurance company offer a discount based on having a higher credit score? This is known as a soft…
If you’re a licensed electrician working in the province of Ontario, you know that you are a highly trained professional. Electrical contractors that only use licensed master electricians, along with supervised apprentices, rarely need to make insurance claims. This means that insurance policies are typically not expensive. It is a requirement to have a valid…